Moving yourself: are my belongings insured during the move?

Frits Pieper
15 February 2016

Moving is a hectic and stressful time for many people. The last thing you want is to be faced with unpleasant surprises. For example, regarding your home contents insurance.

Have you ever considered whether your household effects are insured during your move? After all, an accident during loading and unloading or transport can easily occur. It is wise to check the policy conditions of your household effects insurance, or to consult your insurance advisor. If necessary, you can take out special moving insurance, because even an all-risk household effects insurance has its limitations and does not cover all damage.

Often there are restrictive conditions during a move and your regular home contents insurance only covers a part or even nothing at all of damage that occurs outside your home. If someone else is liable for the damage, for example a friend who helps you move, you can often recover this from their third-party insurance.

Also, don't forget to report the change of address to your insurance company, because a home contents insurance doesn't always automatically move with you. Sometimes your home contents are insured for a while at both the old and new address, but that period is limited (usually 1-3 months). If you don't report a change of address, your home contents insurance may even lapse and your belongings won't be insured at all. Also, don't forget to adjust your home contents insurance if necessary.

Are you moving yourself? Then Adrem Autoverhuur Limburg is the right place for suitable moving transport. No truck driving license? No problem. Even our largest van (with loading lift) you can drive 'normally' with your B driving license. Read more about the preparing for a move in our handy checklist.

Do you have to move a lot of stuff over a long distance, and are you afraid that you have to drive twice? Then it might be advantageous to buy off the fuel. Then you can drive an unlimited number of kilometers within the rental period for a fixed amount!

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