Insurance

of your passenger bus

Because you have reserved a passenger bus with Adrem Autoverhuur, here is information about your reserved bus. This information consists of 4 parts:

  1. Picking up your passenger bus
  2. The insurance of your passenger bus (this article)
  3. Driving a passenger bus
  4. Returning your passenger bus

Insurance for your passenger bus

Not such a nice subject: insurance.

Personally I hate it. I can get really irritated by insurance company advertisements that scare me about what might happen.

Fine, but why are they making it so difficult if I am insured and they actually have to pay me something?

You can take out insurance.

Sometimes because they are obligatory, sometimes voluntary.

Since you have reserved a passenger van, I would like to send you some tips on what to look out for when taking out rental car insurance.

At Adrem Limburg, all vehicles are WA and fully comprehensively insured for all countries that are part of the coverage area of ​​the green card. maximum liability coverage is €2,5 million per event.

Insurance - deductible

Car rental companies usually have a deductible in the rental contract. This deductible is charged if damage occurs during the rental that we cannot recover from the other party.

In case of damage, you can think of 3 cases:

  1. You stop at a traffic light, and someone crashes into the back of your rented van. In this case, the damage is recovered from the person behind you, and you do not have to pay anything extra to the car rental company.
  2. You hit a pole, a tree or another vehicle during the rental. In this case, the deductible will be calculated.
  3. You park the car to go and have a cup of coffee somewhere. When you return, it turns out that someone has hit your rental car, but the guilty party has not left a note under the windshield wiper. In that case, the rental company is forced to charge the excess; the damage cannot be recovered from the other party.

At Adrem we have a high deductible. Our experience is that tenants become more cautious with a high deductible. This deductible can be bought off to a lower amount for an additional premium. For our vans we use the following standard deductibles and the buy-off deductible (the insurance rates are exclusive of VAT):

Passenger bus (category O and P):

  • standard deductible: EUR 1250, no extra costs
  • deductible bought off: EUR 350, for EUR 17,50 per day

When picking up the bus you can indicate whether or not you want to reduce the deductible.

When are you insured?

The rental car is only insured when we are in possession of all the identification of persons who will drive the car. This means that when a person with a driver's license drives the car, but is not known to us, the car is not insured.

At Adrem Limburg it is possible for multiple people to drive the car. There are no extra costs for this. Of course we do need to receive a copy of the ID and driver's license of each driver before the car is rented.

Questions?

Phew, sorry for the difficult topic! Let us know if you have any questions about this.


Next article: driving in your passenger bus