Tips for completing a damage claim form after an accident

If you have an accident, you want to be reimbursed for the damage caused by your car insurance, especially if it was not your fault. For this, your insurer needs a completed European claim form. This form shows the insurer who was at fault and what the damage is. It is therefore important that you fill in your claim form correctly. But how do you fill in a claim form? This article will answer that question, and we will also provide a number of useful tips for filling in the claim form.

What is the European Accident Report Form?

The European Accident Report Form ensures that you damage after a collision can pass on to your insurer. This form is also called the accident form and is used throughout Europe. The insurer uses the accident form to determine who is at fault for the car accident and what damage will be compensated. A car damage form should therefore always be filled in as completely and as well as possible.

How do you fill out a damage claim form?

What should happen now, after you have had an accident? How do you fill in the European Motor Vehicle Accident Report? You fill in the form with the other party. You only have to follow the fourteen questions on the front of the sheet. You can fill in the back at home. You fill in the details of both drivers, the insurers and the vehicles. An important part is the circumstances and the situation description. Fill in the front as well and completely as possible. Whoever caused the accident, both parties must send a completed form to the insurer.

If you use the form from your insurer, there is a carbon copy on the back of the form, so that all the information you have filled in is also noted correctly here. You can keep this part as a copy when you have sent the official form. If you do not have a carbon copy, take photos of the completed document.

Tips for completing the claim form

When you have had an accident, you are often shocked and stressed. Therefore, always start by looking for a quiet place where you can fill out the form. Not only is this much safer, but you can also think better about the answer to the questions on the accident form in a quiet place. Other tips that we can give you are:

• Take photos of the damage to your car and that of the other party.
• Complete the damage report form immediately after the collision.
• Also take photos of the traffic situation and license plates, if this is safe to do so.
• Also collect information from any witnesses who saw the accident happen.
• Note injuries.
• Also write down any other material damage, such as damage to trees or road signs.
• Draw the accident in a situation sketch.
• Please note that in the circumstances, question 12, all crosses have been filled in.
• Please complete all questions.
• Only sign the form if you agree with the circumstances of the collision.
• Also make sure that the other party signs.
• Make copies or take photos of the completed accident report form.
• Call 112 if you do not feel safe.
• Send your car damage claim form to your insurer as soon as possible.

Where can I find a new claim form?

How do you get a claim form? As soon as you have a have taken out car insurance, you will receive an accident form by post or in your email from your insurer. Always keep this form in your car, so that you can fill it out immediately after the accident. Do you no longer have this form? Then you can always request it from your car insurer. This document can often also be downloaded from the website of your insurer.

Can you fill out a claim form online?

You can also fill out a damage form for your car online with your insurer, after which you can upload the form immediately when reporting the damage. Reporting your damage online is also done via the app or website of Mobielschademelden. Filling it in online has the advantage that it is often easier and faster and Mobielschademelden ensures that everything is forwarded to your insurer. It is important that you both sign digitally for legal validity. Please note that reporting damage online is not possible in the abroad with a rental car with foreign license plate. You cannot fill out an online damage form in the event of a pile-up either.

What should you do if the other party refuses to complete the claim form?

If the other party does not want to fill in the European accident report or drives on after the accident, you must collect as much information as possible yourself. Take photos of the damage and the location of the collision. Note down the license plate or ask witnesses if they saw it. Also note down the make and model of the car. Also note down the details of the witnesses. Then also report the accident and the refusal of the other party on the police website or call the police. The police can help you identify the guilty party and collect the information you need for your insurance. Also contact your insurer by telephone to explain the situation.